It is calculated by breaking out each period's growth individually to remove the effects of any additional deposits and withdrawals.
If additional deposits or withdrawals are included in your calculation, our calculator gives you the option to include them at either the start or end of each period. Or, you may be considering retirement and wondering how long your money might last with regular withdrawals.

Who else might want to have penis enlargement surgery? You may, for example, want to include regular deposits whilst also withdrawing a percentage for taxation reporting purposes. If you want to head back up to the calculator results area, you can click the link here.
Looking back at our example from above, if we were to contribute an additional $100 per month into our investment, our balance after 20 years would hit the heights of $67,121, with interest of $33,121 on total deposits of $34,000. On those days that adulting gets tough, we sometimes like to think back to simpler timers.